The top mistakes buyers make and how to avoid them

Your mortgage lender’s survey is only a basic assessment to confirm the property valuation, it won’t flag up structural problems, says Nicholas Ayre, director of UK buying agent Home Fusion. “If the house was built in the last 30 years, you should commission a homebuyer’s report, which costs around £450. For older properties, consider having a full structural survey, which will cost around £700.”

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